Wealth Calculator

Step 01 — Your Profile

ENTER YOUR DETAILS

Salary & Time

Annual Salary

Current gross annual salary

Annual Salary Growth

Capped at 3% per year

Years Until Retirement

YRS

Slide to adjust time horizon

Starting Account Balances

Company Stock Value

Current ESOP stock holdings

Other 401(k) Funds

Other 401(k) funds · grows at S&P rate

Combined Starting Balance $25,000

401(k) Contributions

Your 401(k) Contribution

Goes into Other 401(k) funds

Company Match AUTO

3.0%

Goes into Company Stock

Profit Sharing AUTO

Of annual salary · added to Company Stock at year-end

📈

Company Dividend — Applied Annually

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Projection Scenario

S&P 500 Benchmark

Long-Term Average Annual Return

Applied to Other 401k funds & benchmark

Company Historical Data

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Step 02 — Your Projection

THE NUMBERS DON'T LIE

● Moderate Scenario

Starting Balance

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Combined buckets

Total Contributions

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Employee + match

Profit Sharing Total

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Cumulative

Dividend Total

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Cumulative

Company Total Value
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— scenario

S&P 500 Value

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at 7.4% / yr

ESOP Advantage

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💰

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vs. investing the same contributions in the S&P 500 over your career

Company Portfolio Breakdown

Company Stock (grown)—

Other 401(k) funds (grown)—

Profit Sharing contributions—

Dividend contributions—

Total Value—

S&P 500 Benchmark Breakdown

Starting balance (grown at S&P rate)—

Employee contributions (grown)—

Company match 4% (grown at S&P)—

Total S&P 500 Value—

Projected Portfolio Growth

1,000 simulations · shaded band = 25th–75th percentile range

Company 25th–75th %ile

Company Median

S&P 500 Benchmark

Annual Contributions Over Time

Employee % + company match + profit sharing · grows with salary

Company Annual Returns

Actual historical returns · simulation pool

Year-by-Year Projection Table

5-year milestones · Company scenario vs S&P 500 benchmark

Year	Salary	Profit Sharing	Dividend (yr)	Company Stock	Other 401k	Total	S&P 500	Advantage

Saves a personalized summary you can share or keep on file